Name Change Services in India
Every name change and correction service in one place. The gazette itself, then Aadhaar, PAN, passport, bank, school and certificate updates that have to follow it. Pick the service you need, or tell us the problem and we will pick it for you.
Documentadvisor handles 35 name change services in India. The gazette notification is the legal proof, and every document update follows from it: Aadhaar, PAN, passport, bank, education and certificates. Service fees start at Rs 1,999 and the Government fee of Rs 1,100 for an adult is always shown separately.
Most people arrive here with one document in their hand and a problem attached to it. A PAN that will not match the bank. A passport application refused. A child's school record spelt one way and the birth certificate another. The service you need depends entirely on which document is broken, which is why this page is organised by document rather than by process.
Underneath, almost all of it runs through the same spine. A Gazette notification is a formal announcement printed in the official journal of the Government, and once it carries a page number and a date it becomes the record that Government offices accept. A handful of jobs on this page are not gazette work at all, and we mark those clearly rather than selling you a gazette you do not need.
At a glance
- Services listed
- 35, grouped into 5 categories
- Service fee
- Rs 1,999 Basic, Rs 3,999 Complete
- Government fee
- Rs 1,100 adult, Rs 1,700 minor, revised yearly
- Where the gazette prints
- Part IV of the Gazette of India
- Two routes
- Central Gazette or your State Gazette
- Payment portal
- BharatKosh, the Non-Tax Receipt Portal
- Publication time
- Commonly 30 to 45 days
- Coverage
- All 28 states and 8 Union Territories
- How you send documents
- WhatsApp scans, no office visit
- Not gazette work
- Birth certificate and board record corrections
Key takeaways
- Pick the service by the document that is causing the problem, not by the process name.
- The gazette comes first. Aadhaar, PAN, passport and bank updates all need it in hand.
- Our service fee and the Government fee are always quoted as two separate lines.
- A birth certificate or board mark sheet error is a correction at the issuing office, not a gazette.
- The Government fee is non-refundable, so the spelling is confirmed with you in writing first.
- Everything is done remotely. You send scans and we handle the counters.
All Our Name Change Services in India
Every name change and correction service we offer, organised by the document it affects. Tap any card to send us that case.
Gazette and Name Change
Gazette Name Change
Your new name published in the official Gazette as final legal proof, accepted across India.
Start this →Name Change After Marriage
Change your surname or full name after marriage, then updated across every record that carries it.
Start this →Name Change After Divorce
Restore your maiden name or set a new one after divorce, with the decree attached as proof.
Start this →Surname Change
Add, remove or correct a surname while keeping the rest of your name exactly as it is.
Start this →Minor or Child Name Change
For anyone under 18, filed by both parents or the legal guardian at the minor Government rate.
Start this →Numerology Name Change
Adjust the spelling of your name for numerology, done as a full legal change so it holds up everywhere.
Start this →Religion Change Notification
A declaration of change of religion published so records and personal law follow the change.
Start this →Identity Documents
Name Change in Aadhaar Card
Update Aadhaar after the gazette. Do this one first, because nearly everything else verifies against it.
Start this →Name Change in PAN Card
Correct or change the name on your PAN so it matches Aadhaar and your bank records.
Start this →Name Change in Passport
Re-issue with the new name. The passport office asks for the gazette and often the newspaper pages too.
Start this →Name Change in Voter ID
Update your entry on the electoral roll and get a corrected Voter ID card.
Start this →Name Change in Driving Licence
Get the name corrected on your licence at the RTO once Aadhaar carries the new one.
Start this →Name Change in Bank Records
Accounts, passbooks, cheque books and KYC. Best done after Aadhaar and PAN already agree.
Start this →Name Change in LIC or Insurance
Correct the name on life and general insurance policies so a future claim is not held up.
Start this →Certificates and Records
Name Change in Birth Certificate
Handled the correct way, as a Registrar correction under the RBD Act, not as a gazette.
Start this →Name Change in Education Documents
Mark sheets, degrees and school certificates, through the board or university's own process.
Start this →Name Change in Ration Card
Update the names of family members on the ration card record at the food supply office.
Start this →Name Change in Caste Certificate
Correct or change the name on a caste certificate through the revenue department or tehsil.
Start this →Name Change in Domicile Certificate
Correct or change the name on a domicile or residence certificate issued by your state.
Start this →Name Change in EWS Certificate
Correct or change the name on an EWS income and asset certificate before it is submitted.
Start this →Name Change in OBC Certificate
Correct or change the name on a state or central OBC certificate through the issuing office.
Start this →Name Change in EPFO and UAN
Update the provident fund record so salary, tax and withdrawal do not get stuck at verification.
Start this →Name and Detail Corrections
Father Name Change and Correction
Fix a father's name recorded wrongly across your certificates and official records.
Start this →Mother Name Change and Correction
Change or correct a mother's name across birth, education and passport records.
Start this →Date of Birth Correction
We tell you first whether your case is a gazette or a record correction, because it is usually the second.
Start this →Name Spelling Correction
Fix a spelling mistake that has followed you across documents since school.
Start this →Gender Change Notification
Prepared to the Department of Publication guidelines for change of name and gender. Handled with discretion.
Start this →Correction to a Published Gazette
Where a notification already printed with an error, a fresh correction notification is published.
Start this →Property, Business and Supporting Documents
Name Change in Property Documents
Correct your name in property papers, khata, mutation records and related filings.
Start this →Share Certificate Name Change
Correct or change your name on company share certificates and demat holdings.
Start this →Affidavit Drafting
The sworn statement every name change starts from, drafted and read back to you before printing.
Start this →Newspaper Advertisement
Notices booked in one regional language paper and one English paper, with the proof checked first.
Start this →Rental Agreement
Drafted, notarised or registered, in the correct format for your state.
Start this →Power of Attorney
General or special power of attorney, drafted and executed properly the first time.
Start this →Legal Notice
Drafted and served where a name or record dispute needs a formal notice before anything else.
Start this →Name correction or full legal name change?
Applying for the right one saves you time and money. Here is the honest difference.
| Point | Spelling or clerical correction | Full legal name change |
|---|---|---|
| What it is | Fixing a small error in an existing name, such as a wrong spelling on one document. | Adopting a genuinely new name that differs from the one you were first recorded with. |
| When to use it | Your name is spelt wrong on one document but is otherwise correct everywhere else. | Marriage, divorce, religion, numerology, or simply choosing a new name. |
| Who handles it | The office that issued the document. For a birth certificate that is the local Registrar under Section 15 of the RBD Act, 1969, not the gazette. | An affidavit, a newspaper advertisement and a Government gazette notification. |
| Proof you receive | A corrected document from the same authority. | A gazette notification that works as legal proof of the new name everywhere. |
| Typical cost | The issuing office's own correction fee, usually small. | Rs 1,100 Government fee plus stamp paper, notary and newspaper charges. |
| Typical time | Days to a few weeks, depending on the office. | 3 to 7 weeks end to end for the Central route. |
Central Gazette or State Gazette?
The first real decision, and picking wrong is expensive because the fee is non-refundable.
Ask where the new name has to be accepted. If the answer includes a passport, a visa, a central Government job, an armed forces record, a bank with branches across the country, or any chance of moving state later, take the Central route. If your whole record set stays inside one state, a State Gazette will do the job at a lower cost.
| Point of comparison | Central Gazette of India | State Gazette |
|---|---|---|
| Published by | Department of Publication, Civil Lines, Delhi 110054 | Your State Government Press |
| Where it appears | Part IV of the Gazette of India | The state's own gazette, numbered its own way |
| Accepted | Everywhere in India and by foreign missions | Reliably within that state, sometimes questioned outside it |
| Government fee | Commonly Rs 1,100 adult and Rs 1,700 minor, revised each financial year | Varies by state, often lower |
| Publication time | Commonly 30 to 45 days | From 2 weeks to more than 2 months |
| Best for | Passport, visa, central jobs, banking, anything national | State jobs, state board records, local land and revenue records |
How Our Name Change Service Works
Four steps from your first message to the published gazette in your inbox. You never visit an office.
Consult and share details
Call or WhatsApp us with the document that is causing the problem. We confirm which of the 35 services applies, or tell you plainly that your case is not gazette work.
Affidavit prepared
We draft the affidavit on stamp paper, read the spelling back to you letter by letter, take your written confirmation, then arrange notarisation.
Newspaper advertisement
The notice is booked in one regional language paper and one English paper with identical wording. We check the proof before it prints and collect the full original pages.
Gazette notification
The file is submitted, the fee paid through BharatKosh, and the application tracked. You get the published PDF with its date and page number, plus the update checklist.
The three legal steps underneath
Whichever of the 35 services you pick, a legal name change rests on the same three steps: a notarised affidavit, a notice in two newspapers in different languages, and the gazette notification itself. Nobody can skip a step for you, and any provider who says they can is describing an affidavit and calling it a gazette. The document updates that follow, such as Aadhaar and PAN, are separate jobs that need the gazette already in hand.
What to send us
Everyone sends the base set. Your service then adds its own supporting papers.
The base set, everyone
- Photo ID showing the current detail: Aadhaar, PAN, Voter ID or Passport
- Address proof, which can be the same Aadhaar
- Two recent passport size photographs
- Self-attested photocopy of one witness ID proof
- The exact new detail, spelling and spacing confirmed
What your service adds
- After marriage: marriage certificate
- After divorce: decree of divorce
- Minor: birth certificate, school record, ID of both parents, custody order where only one parent signs
- Parent name correction: that parent's own photo ID
- Date of birth: birth certificate and school leaving certificate
- Certificate corrections: the original certificate that is wrong
- Gazette correction: the printed gazette page and your acknowledgement
Name Change Service Charges in India
Fixed and transparent. The Government fee is always shown separately from our service fee.
Basic
Best for a simple, guided start
- Name change affidavit drafting
- Spelling confirmed with you in writing
- Notarisation guidance
- Gazette application filing
- Email support
Complete
All inclusive, done start to finish
- Everything in Basic
- English plus regional newspaper advertisements arranged
- Full gazette filing, start to finish
- Gazette copy by email plus hard copy by post
- Post-gazette update checklist
- Priority WhatsApp support
Government fees
Adult and minor, paid to the Government
- Paid through BharatKosh to the Department of Publication
- Revised by the Department each financial year
- Stamp paper for the affidavit
- Newspaper advertisement charges
- Aadhaar or PAN update fees, where any apply
Be careful with advertisements offering a "gazette at Rs 999". The Central Gazette Government fee alone is more than that, so a price below the Government fee means either a State Gazette in a state you may not live in, or an affidavit dressed up as a gazette. Ask any provider two questions: which gazette, and does the price include the Government fee.
How long does it take?
Realistic timings, not the best case that nobody actually gets.
Day 1 to 2
Service confirmed, documents collected, affidavit drafted, spelling agreed in writing, notarisation arranged.
Day 3 to 7
Notice booked in one regional language paper and one English paper. Original full pages collected.
Day 7 to 10
Gazette file assembled, fee paid through BharatKosh, application submitted and acknowledged.
Day 30 to 45
Notification printed in Part IV. We download the PDF and send it with the update checklist.
Total for the Central route is commonly 3 to 7 weeks end to end. State Gazette timelines vary a great deal. Document updates after publication, such as Aadhaar, PAN and passport, run on their own separate timelines and are not included in the figures above.
Why Choose Our Name Change Services
A name change means handing your identity documents to someone you have never met. We take that seriously.
Right route, no rejection
We confirm which of the 35 services applies and whether Central or State fits your case, before anything is drafted. Filing the wrong one is the costliest mistake there is.
Fully remote, all India
Scans on WhatsApp, notarisation arranged, newspapers booked, gazette filed. You do not travel to Delhi and you do not stand at a counter.
We catch mistakes
The exact wording goes to you letter by letter and nothing prints until you confirm in writing. The Government fee is non-refundable, so this step protects your money.
One point of contact
The same person handles your file from the first scan to the published PDF, on the same number you first called. You never repeat your case to somebody new.
Post-gazette help
Aadhaar, PAN, passport, bank, EPFO and certificates after publication, in the right order, with a written checklist so nothing is guesswork.
Private and safe
Your scans go to one advisor and one file. We do not resell your details, we do not add you to a marketing list, and originals come back to you.
We work across all of India
The Central Gazette is filed in Delhi, so your location does not limit you. For a State Gazette we work with the relevant State Government Press.
Living outside India? The Central Gazette accepts applications from abroad at a higher fee, commonly around Rs 7,500 to Rs 9,000. Call us before you start so the paperwork is prepared in the right form.
Which state gazette route applies to you?
Every state runs its own press and its own rules. This is where each one publishes.
| State | Publishing body or portal | Practical note |
|---|---|---|
| Uttar Pradesh | Directorate of Printing and Stationery, dpsup.up.gov.in | Private applicants are commonly directed to the Central Gazette. |
| Bihar | Bihar Secretariat Press, Gulzarbagh, Patna, egazette.bihar.gov.in | A real state route exists, often submitted at the Gulzarbagh press. |
| Maharashtra | Directorate of Government Printing and Stationery, dgps.maharashtra.gov.in | One of the better organised state routes, with online application. |
| Haryana | egazetteharyana.gov.in, with services on the Saral portal | State route available. Check Saral for the current listing. |
| Rajasthan | REAMS, the Rajasthan e-Gazette system | State route available for residents of Rajasthan. |
| West Bengal | Part II gazette, wbgazettepart2.in | Personal notices go in the state's Part II, not Part IV. |
| Karnataka | e-Rajyapatra, Karnataka Government Press | Published as the Karnataka Rajyapatra. |
| Tamil Nadu | Stationery and Printing Department, stationeryprinting.tn.gov.in | Tamil and English newspapers are the usual pairing. |
| Gujarat | egazette.gujarat.gov.in | State route available for Gujarat residents. |
| Odisha | egazette.odisha.gov.in | Published by the Odisha Government Press. |
| Andhra Pradesh | apegazette.cgg.gov.in | Telugu and English newspapers are the usual pairing. |
| Telangana | tggazette.cgg.gov.in | Separate from Andhra Pradesh since the state was formed. |
| Kerala | Government Press, printing.kerala.gov.in | Published as the Kerala Gazette. |
| Himachal Pradesh | Rajpatra, rajpatrahimachal.nic.in | State route available for Himachal residents. |
| Assam | Directorate of Printing and Stationery, dpns.assam.gov.in | Many North East applicants still use the Central route. |
| Uttarakhand | Uttarakhand Rajpatra, via uk.gov.in | State route available for Uttarakhand residents. |
| Delhi and everywhere else | Department of Publication, Civil Lines, Delhi 110054 | The Central Gazette. Open to every resident of India and accepted everywhere. |
Key terms explained
The words that appear on every name change website, in language people actually use.
- Gazette notification
- A formal announcement printed in the official journal of the Government. It is the document that Aadhaar, PAN, passport offices, banks and employers accept as proof of a name change.
- Central Gazette
- The Gazette of India, published by the Department of Publication in Civil Lines, Delhi. Accepted everywhere in India and by foreign missions.
- State Gazette
- A gazette published by a State Government Press. A separate publication with its own numbering, fee and timeline.
- Part IV
- The section of the Gazette of India that carries notices from private individuals rather than the Government. Every personal name change publishes here.
- Affidavit
- A written statement you swear is true, signed before a notary public. It records your old name, your new name, your address and the reason for the change.
- Notary public
- A person authorised by the Government to witness signatures and certify documents. Notarisation happens in person and is the one step that cannot be done online.
- Non-judicial stamp paper
- Government stamped paper used for affidavits and agreements. The value required differs by state and is usually small.
- BharatKosh
- The Non-Tax Receipt Portal at bharatkosh.gov.in, the only accepted channel for the Central Gazette fee since direct bank transfers were discontinued.
- e-Gazette
- The portal at egazette.gov.in where published notifications are searched and downloaded free of cost.
- Registrar correction
- A correction to a birth or death record under Section 15 of the Registration of Births and Deaths Act, 1969, made by the municipal body that issued the certificate.
- Self-attestation
- Signing your own photocopy to confirm it matches the original. Gazette files ask for self-attested copies of your ID and your witness's ID.
- Deed of change of name
- A formal deed used mainly by Government employees, alongside the departmental route set out in the Ministry of Home Affairs Office Memorandum.
Update your records in this order
Doing this in the wrong order is what turns a four week job into a four month one.
| Order | Record | Why it comes here |
|---|---|---|
| 1 | Aadhaar | Almost every other service verifies against Aadhaar. Update it first at an Aadhaar Seva Kendra with the gazette, affidavit and newspaper pages. |
| 2 | PAN card | The PAN correction form asks for proof, and an updated Aadhaar makes this straightforward. |
| 3 | Bank accounts | Banks check the PAN and Aadhaar pair. Updating the bank before both are done causes a mismatch. |
| 4 | Passport | Re-issue with a change of name. The gazette is the accepted proof, and Passport Seva also checks the newspaper notices in many cases. |
| 5 | Voter ID and driving licence | Straightforward once Aadhaar carries the new name. |
| 6 | EPFO, UAN and insurance | Employer-linked records. Your HR department usually needs the gazette on file first. |
| 7 | School, board and university records | Slowest of the lot. Each board has its own correction form and its own fee. |
| 8 | Property, GST and business records | Handle last, once the identity documents all agree with each other. |
A birth certificate mistake is not a gazette job
This is the single most common thing people are sold wrongly. If your birth certificate has a spelling mistake, a wrong parent's name or a wrong date, that is a Registrar correction under Section 15 of the Registration of Births and Deaths Act, 1969. You apply to the registrar or municipal body that issued the certificate, which means your Municipal Corporation, Nagar Palika, Nagar Panchayat or Gram Panchayat depending on where you were born.
A gazette notification will not fix the entry in the birth register. The two documents live in different systems. Where a case genuinely needs both, which happens when you want a new name going forward and a corrected record going backward, we tell you that clearly and quote both separately. The same principle applies to a board mark sheet, which goes through that education board's own correction process.
Marriage, divorce, minors and sensitive cases
Surname change after marriage
The marriage certificate does not change your name by itself. You still need the affidavit, the newspaper notices and the gazette, with the certificate attached as supporting proof. Many women choose the Central route because a passport re-issue is usually next on the list.
Reverting after divorce
Going back to a maiden name follows the same three steps with the decree of divorce attached. The affidavit states that you are resuming the name you used before marriage. A decree alone is not accepted by Aadhaar or by banks as a name change proof.
Changing a child's name
For anyone under 18, both parents or the legal guardian apply on the child's behalf and the minor Government rate applies. The birth certificate and the school record are usually needed. Where only one parent signs, a custody or guardianship order is required.
Religion, gender and adoption
Each has its own document set. Gender notifications follow the Department of Publication guidelines for change of name and gender. Adoption cases need the deed or court order alongside the birth certificate. All handled quietly and without a lecture.
If you are a Government employee
Your process has an extra layer. Central Government employees follow the route set out in the Ministry of Home Affairs Office Memorandum No. 190016/1/87-Estt.(A) dated 12 March 1987, which requires a deed of change of name, publication, and an application through your own department so that the service book is updated. State Government employees usually route the change through the State Gazette and their own establishment section.
Do one thing before you spend any money: ask your establishment or administration section which gazette they will accept on the service record. Departments differ, and a gazette in the wrong series means paying twice. We prepare the file to match whatever your department confirms. Armed forces, police and railway personnel usually have a service-specific procedure that sits alongside the gazette, so bring us the circular your unit gives you.
Why name change applications get rejected
Every one of these is avoidable, and every one of them costs the Government fee again.
Document problems
- Spelling differs between the affidavit, the newspaper and the form
- A newspaper cutting sent instead of the complete original page
- Only one newspaper, or two papers in the same language
- ID proof that is blurred, cropped or photographed at an angle
- Witness ID missing or not self-attested
- Supporting proof missing, such as no marriage certificate on a surname change
Process problems
- Picking the wrong service, most often a gazette where a Registrar correction was needed
- Stopping at the affidavit and assuming the change is done
- Paying outside BharatKosh, since direct transfers were discontinued
- Sending originals to an address copied from an unofficial website
- Choosing a State Gazette when a passport application is coming next
- Updating the bank before Aadhaar and PAN agree with each other
The questions Google gets asked most
What name change services do you provide?
Thirty five in total, grouped into gazette and name change, identity documents, certificates and records, name and detail corrections, and property and supporting documents. That covers the gazette itself plus Aadhaar, PAN, passport, voter ID, driving licence, bank, LIC, ration card, caste, domicile, EWS and OBC certificates, education records, EPFO, property papers and share certificates.
Do you handle both Central and State Gazette?
Yes. We advise which route your case needs. The Central Gazette is accepted everywhere in India and is the safer choice for passports, visas and jobs across states. A State Gazette can be enough if your records stay inside one state, and it usually costs less.
Which service do I need if only one document is wrong?
Usually a correction at the office that issued that document, not a full gazette. Send us a photograph of the document and we will tell you which of the two applies. Getting this wrong is the most expensive mistake on this page.
Is the service fee the total I pay?
No, and any provider who says it is has hidden something. Our service fee is Rs 1,999 or Rs 3,999. The Government fee of Rs 1,100 for an adult or Rs 1,700 for a minor is separate and goes to the Government. Stamp paper and newspaper charges are separate again and are shown to you before you pay.
Can everything be done without me visiting an office?
Almost. You send scans on WhatsApp and we handle the drafting, the newspapers, the gazette filing and the tracking. Notarisation of the affidavit happens in person or through an authorised representative, and that is the one step that cannot be done remotely.
How many documents do I have to update after the gazette?
As many as carry your name, but not all at once. Aadhaar and PAN come first and must match each other. After that, update at your own pace, keeping the gazette PDF with you as proof. We send a written checklist in the correct order.
Do you help after the gazette is published?
Yes, and that is what most of this catalogue is. The gazette is one service. Aadhaar, PAN, passport, bank, EPFO and certificate updates are separate services that need the gazette already in hand.
Can NRIs use these services?
Yes. The Central Gazette accepts applications from abroad at a higher fee, commonly around Rs 7,500 to Rs 9,000. Documents are usually attested at the Indian mission or handled through a representative in India holding an authorisation from you.
Need a name change service today?
Tell us which document is causing the problem and which state you live in. We will tell you which of the 35 services applies, which gazette route fits, what it will cost in total, and how long it will take, before you pay anything.
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Name Change Services in India, Frequently Asked Questions
Clear answers to the questions we hear most often.
What name change services do you provide?
How much do your name change services cost?
What is the difference between Basic and Complete?
Do you handle both Central and State Gazette?
How do I know which service I need?
Is an affidavit alone enough to change my name?
How long does the whole process take?
Do I need to visit your office?
Do I need a gazette to fix a spelling mistake in my birth certificate?
Can you change my name in Aadhaar and PAN too?
Can I change my child's name?
How do I change my surname after marriage?
What if the gazette prints with a mistake?
Do you help Government employees?
Is my information kept private?
Can NRIs and OCI holders use these services?
Do I need a lawyer for a name change?
Is Documentadvisor a Government office?
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Official sources
Every fact above can be checked at these Government sites. Please do check them.
- The Gazette of India, e-Gazette portalSearch and download published notifications free of cost. Run by the Directorate of Printing and the Department of Publication.
- Department of Publication, Government of IndiaThe single Central Gazette office, at Civil Lines, behind the Delhi Vidhan Sabha Metro Station, Delhi 110054. Carries the change of name guidelines and the prescribed forms.
- BharatKosh, the Non-Tax Receipt PortalThe only accepted channel for the Central Gazette fee. Direct bank transfers were discontinued.
- Unique Identification Authority of IndiaAadhaar name update rules, accepted proofs and the list of Aadhaar Seva Kendras.
- Income Tax Department of IndiaPAN correction and reprint, and the forms used to change a name on a PAN card.
- Passport Seva, Ministry of External AffairsRe-issue of a passport with a change of name, and the documents required for it.
- Civil Registration System, Office of the Registrar General of IndiaBirth and death registration, and the framework for Registrar corrections under the Registration of Births and Deaths Act, 1969.
The short version
Everything on this page in ten lines
- Documentadvisor offers 35 name change and correction services, grouped by the document each one affects.
- Pick your service by the document that is broken, not by the process name.
- Service fees are Rs 1,999 Basic and Rs 3,999 Complete, both plus Government fees.
- The Central Gazette Government fee is commonly Rs 1,100 adult and Rs 1,700 minor, revised each financial year.
- A legal name change is always three steps: affidavit, two newspaper notices, gazette notification.
- The Central Gazette works everywhere in India. A State Gazette works mainly inside that state.
- Publication commonly takes 30 to 45 days, so plan for 3 to 7 weeks end to end.
- A birth certificate or board mark sheet error is a Registrar or board correction, not a gazette.
- The Government fee is non-refundable, so the spelling is confirmed in writing before printing.
- After publication, update Aadhaar first, then PAN, then bank, then passport, then everything else.
Start your name change today
Send us the document that is causing the problem. We will name the right service, the total cost and the timeline before you pay anything.